Dr. Bharti Kapur*
Associate Professor of Management, Chandigarh University, India
*Corresponding author
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Abstract
The purpose of this research paper is to know about the awareness and intention of customer towards
the use of digital banking, explore various factors, and examine degree of association across
demographic factors towards the use of digital banking. Descriptive and explorative research design
has been used in this study. Sample size of this study is 253, which is collected using Convenience
sampling. Data is analyzed using IBM SPSS 20 software. Chi-square and independent sample T Test
is used for data analysis and Interpretation. The purpose of this research is to know about awareness
and intention of customers towards the use of digital Banking and explore various factors for using
digital banking services. As per the descriptive study done it has been concluded that there is degree
of association between gender and qualification , qualification and occupation, awareness and
intention which means that people intend to use digital service if they are aware about the services
offered by their respective banks. The data has been collected through questionnaire and primary
data was collected.
Key words – Consumer perception, Digital banking, Mobile Banking, SPSS.